By Álvaro Espitia and Avik Ray
Crop insurance indemnities have risen due to the worsening effects of climate change, including droughts and floods. This trend is incredibly challenging for farmers who grow commodities like corn,...
Does Your Bank have a Liquidity Problem?
Author: Avik Ray , Director, Liquidity Risk Analytics
In the dynamic landscape of community banking, staying ahead of potential liquidity problems is crucial for maintaining stability and growth. As guardians of the financial...
Liquidity Concerns Lurking for Some Banks with CRE Concentrations
Author: Adam Mustafa, CEO
Concerns surrounding liquidity and funding are poised to become a pressing issue for banks with concentrations in commercial real estate (CRE), drawing the attention of bank examiners, analysts, and...
The Risks of Relying on Expensive Funding Sources for Community Banks
Author: Avik Ray, Director Liquidity Risk Analytics
The Risks of Relying on Expensive Funding Sources for Community Banks
Community banks play a vital role in fostering local economic growth and providing essential financial...
Addressing CECL Model Pain Points: Expert Advice for Banks
Are you a CFO or Chief Credit Officer grappling with your bank's CECL calculation, feeling frustrated and overwhelmed? You're not alone. As we pass the one-year mark since the implementation of CECL for most community banks,...
Navigating the Shifting Landscape: Addressing Concerns in Commercial Real Estate
In the midst of economic optimism, 2024 raises red flags for the banking industry, with commercial real estate (CRE) taking center stage. Unlike previous cycles, concerns about CRE have gone mainstream, drawing attention from...
Assessing Drought Risk in Mississippi: Introducing PoWER™ Climate Risk Analytics for Community Banks
Drought conditions in Mississippi have become a growing concern, affecting various aspects of the state's economy and environment. The region has experienced a shift in precipitation patterns, leading to extended periods of water...
The Recession Dilemma for Financial Institutions
In the ever-evolving financial landscape, the looming question is, "Is a recession coming?" Executives and directors grapple with managing financial institutions effectively amidst economic uncertainty. This video delves into...
The Biggest Threat to Banks Right Now!
QT is the Federal Reserve's strategy to reduce its balance sheet, and it's far from innocuous. It has a direct impact on our industry, and we need to understand why.