Invictus Intel Blog

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Grossly Underdiscussed CECL Challenges

Now that most community banks have eight to ten quarters of CECL experience under their belts, many are still grappling with foundational issues such as overreliance on qualitative factors, lack of responsiveness to risk rating...

How Capital Requirements are Being Scaled Back for Community Banks Too

Author : Adam Mustafa, CEO, Invictus Analytics

Community banks now have the clearest path in nearly two decades to reshape their regulatory capital requirements—and they shouldn't miss it. While most recent efforts to ease...