No one has a crystal ball that can predict when and how the economic fallout from the coronavirus will end. But community banks need a way to understand how their capital will fare as conditions change – and which loans they need...
Boards Take Note: The CBLR Mandates a Thorough Exploration of Capital Impact
As third-quarter 10-Qs roll into the Securities and Exchange Commission, one thing stands out: Most public banks are contemplating whether it makes sense to opt into the new community bank leverage ratio framework. The new rule,...
Stress Capital Before Opting into the New Community Bank Leverage Framework
Note to community bank execs: The clock is ticking on how you calculate your capital requirements. The FDIC this week finalized the new 9 percent community bank leverage ratio, and it goes into effect in January for most banks...
Community Banks to Face Increasing Problems from Deposits, Study Finds
The deposit problems already plaguing community banks are not going away. And they may be even more serious than anticipated, according to Deposit Dilemma: 10 Interesting and Surprising Trends from 2018, a new Invictus Group...
The Deposit Focus at AOBA: What's Missing from the Conversation
Bank Director’s 25th Acquired or Be Acquired conference concluded on Tuesday in Phoenix. Invictus was proud to again be a sponsor and presenter at the event, which gathered over 1,300 bank executives, directors, and vendors. One...