---
title: "Podcast: Why Banks Should Know Their Margin of Safety During the COVID-19 Crisis"
description: No one has a crystal ball that can predict when and how the economic fallout from the coronavirus will end. But community banks need a way to understand how their capital will fare as conditions chang
image: https://intel.invictusgrp.com/hubfs/blog-060120-885x319-1.webp
---

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## Podcast: Why Banks Should Know Their Margin of Safety During the COVID-19 Crisis

No one has a crystal ball that can predict when and how the economic fallout from the coronavirus will end. But community banks need a way to understand how their capital will fare as conditions change – and which loans they need to watch.

In a [new ElevateTalks podcast](https://www.elevatebankers.com/elevatetalks08/) called [How Pandemic Stress Testing Can Position your Bank for Success](https://www.elevatebankers.com/elevatetalks08/), Invictus CEO Adam Mustafa explains how [pandemic stress testing](https://intel.invictusgrp.com/2020/05/when-the-hypothetical-is-now-pandemic-stress-testing) can give banks the crucial insights they need in these uncertain times. The 35-minute session, hosted by Elevate President Michael Delucchi, covers why it is essential for banks to know their margin of safety, how to use stress testing to [calculate a bank’s ALLL](https://intel.invictusgrp.com/2020/04/covid-19-and-your-all-now-what), why banks should segment their most at-risk loans, and more.

This episode is essential listening for bank CEOs, CCOs and CFOs who want to guide their banks through the pandemic and beyond. The beauty of the [proper stress testing](https://intel.invictusgrp.com/2020/05/the-shortfalls-of-loan-level-cre-stress-testing-in-a-covid-19-world), Mustafa explains, is it not only helps banks now as the crisis unfolds, but also positions them to take advantage of opportunities when the crisis is over.

### [Click here to listen to the episode.](https://www.elevatebankers.com/elevatetalks08/)

 

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