By Álvaro Espitia and Avik Ray
Crop insurance indemnities have risen due to the worsening effects of climate change, including droughts and floods. This trend is incredibly challenging for farmers who grow commodities like corn,...
No one has a crystal ball that can predict when and how the economic fallout from the coronavirus will end. But community banks need a way to understand how their capital will fare as conditions change – and which loans they need to watch.
In a new ElevateTalks podcast called How Pandemic Stress Testing Can Position your Bank for Success, Invictus CEO Adam Mustafa explains how pandemic stress testing can give banks the crucial insights they need in these uncertain times. The 35-minute session, hosted by Elevate President Michael Delucchi, covers why it is essential for banks to know their margin of safety, how to use stress testing to calculate a bank’s ALLL, why banks should segment their most at-risk loans, and more.
This episode is essential listening for bank CEOs, CCOs and CFOs who want to guide their banks through the pandemic and beyond. The beauty of the proper stress testing, Mustafa explains, is it not only helps banks now as the crisis unfolds, but also positions them to take advantage of opportunities when the crisis is over.
Invictus Blog, banking, liquidity
Author: Avik Ray , Director, Liquidity Risk Analytics
In the dynamic landscape of community banking, staying ahead of potential liquidity problems is crucial for maintaining stability and growth. As guardians of the financial...
Invictus Blog, banking, liquidity
Author: Adam Mustafa, CEO
Concerns surrounding liquidity and funding are poised to become a pressing issue for banks with concentrations in commercial real estate (CRE), drawing the attention of bank examiners, analysts, and...