Earlier this month, FASB published a Q&A related to the applicability of the Weighted Average Remaining Maturity (WARM) Method for CECL compliance. This method is widely considered to be the simplest approach to CECL since it...
Solving the Deposit Dilemma with M&A: ABA Presentation
There’s only one true way to solve the deposit dilemma and other balance sheet challenges facing community banks as interest rates rise and QE unwinds: a targeted merger or acquisition. Invictus Chairman Kamal Mustafa, the...
Regulatory Statement Offers Good News for Banks with CRE Concentrations
The interagency statement from bank regulators makes clear that guidance is not the same as regulations or laws.
BankDirector Cites Invictus Chair in Special M&A Issue
Most banks are using inadequate tools to analyze potential M&A deals, Invictus Chairman Kamal Mustafa says in the August issue of BankDirector. In the article, "Pitfalls of M&A", Mustafa advises banks to find out exactly what...
Exclusive Study: Banks Don’t Need More Than 8 Percent Capital Leverage Ratios
The vast majority of community banks would be severely damaged by a community bank leverage ratio requirement of 9 or 10 percent, an Invictus study has found. More than 82 percent of community banks have a strong case their...
Invictus Names Adam Mustafa as President to Lead AI Effort
The Invictus Group®, a data-driven bank strategic advisory firm, has named Adam Mustafa as its new president. He will lead the company as it evolves its data and analytical capabilities to become compatible with artificial...
Community Bankers of Michigan Convention Features Invictus
Invictus Group president Adam Mustafa will address the Community Bankers of Michigan Annual Convention Trade Show in Traverse City on Sept. 13th. The theme of the conference is "Soaring to New Heights." Mustafa will explain how...
Invictus CRE Approach Gets Regulatory Nod
Invictus president Adam Mustafa had an FDIC assistant regional director and an OCC examiner nodding in agreement when he told an audience at the New Jersey Bankers Association CRE conference that they should have appropriate CRE...