Why Jill Cetina’s latest presentation is a must-read for bankers
Amid rising economic uncertainty and market volatility, Jill Cetina—banking expert, economist, and faculty member of the Certificate of Bank Treasury Risk...
FDIC Says Worst is Yet to Come, 1 out of 4 ‘Satisfactory’ Banks Hit with MRBAs
While community banks have so far weathered the coronavirus pandemic, Federal Deposit Insurance Corp. officials said in two recent advisory committee meetings that the worst is yet to come. And that means banks must begin...
Tough Exams During COVID-19: One Bank’s Saga of Loan Downgrades and Stress Tests
Kelly Barclay, President and CEO of Ozona National Bank in Texas, wasn’t expecting an aggressive safety and soundness exam last month in relation to COVID-19 economic issues. As a member of the Dallas Federal Reserve Bank board...
Q2 Loan Loss Reserve Analysis: Download Free Tool to Find Out Where Your Bank Stands
There is no single line item in bank financial statements getting more attention these days than the loan loss reserve, due to both CECL and COVID-19. With the second quarter of 2020 now in the books, we decided to use our...