Author: Adam Mustafa, CEO
At Invictus Group, we pride ourselves on leading discussions about critical issues in banking and finance. Our President, Adam Mustafa, recently contributed his expertise to an article in American Banker...
Invictus president Adam Mustafa had an FDIC assistant regional director and an OCC examiner nodding in agreement when he told an audience at the New Jersey Bankers Association CRE conference that they should have appropriate CRE concentration risk management processes in place, regardless of regulatory expectations. "Ignore them," Mustafa said of the regulators. "Do it for the strategic good of the bank."
Mustafa said too many banks approach compliance for compliance sake, which is a big mistake. Banks that integrate stress testing and capital planning into the strategic planning fiber of the their banks end up more profitable and have an easier time persuading regulators that they know what they are doing. Also on the panel was Steve Slovinski, FDIC Assistant Regional Director, and Phillip J. Young, OCC National Bank Examiner.
Invictus Blog, banking, liquidity, stress testing, cre
Author: Adam Mustafa, CEO
In the field of banking risk management, there's an old saying about “fighting the last war.” This mindset reflects our industry’s tendency to focus on the last major crisis as a model for what we might...
Invictus Blog, banking, liquidity, stress testing, cre
Author: Adam Mustafa, CEO
In today’s banking landscape, commercial real estate (CRE) concentrations are frequently regarded with caution, often drawing concern from regulators, shareholders, and industry observers alike. Yet,...