Author: Adam Mustafa, CEO
Reports are emerging about regulators prescribing Individual Minimum Capital Requirements (IMCRs) to banks with Commercial Real Estate (CRE) and construction loan concentrations. IMCRs are often...
But what does all this mean, if anything, for community banks? Here are five takeaways:
I’m not saying in this piece that what happens to the big banks will trickle down to the community banks. The regulatory regime for large banks differs from community banks. However, the spirit is very much the same. And those community banks that read between the lines and act now, rather than wait for a regulatory mandate, will be a step ahead of everyone else.
Invictus Blog, banking, liquidity, stress testing
Author: Adam Mustafa, CEO
Reports are emerging about regulators prescribing Individual Minimum Capital Requirements (IMCRs) to banks with Commercial Real Estate (CRE) and construction loan concentrations. IMCRs are often...
Invictus Blog, banking, liquidity, stress testing
Author: Patti Casaleggio, Head of Operations
Navigating regulatory landscapes can be challenging, especially for financial institutions facing increased scrutiny and evolving standards. Effective communication with regulators is...
Invictus Blog, banking, liquidity, stress testing
Author: Patti Casaleggio
As we navigate today’s intricate landscape of financial risk management, stress testing remains a cornerstone of proactive risk mitigation for banks. In today's dynamic environment, securing the right...