Concentration management is becoming a dynamic and data-driven process in the post-pandemic world. Community banks that have always managed their concentrations by simply throwing darts at a board will find themselves in the regulatory crosshairs if they don’t adapt to the new paradigm. More importantly, their banks will be at a competitive disadvantage, missing opportunities to expand balance sheet capacity to drive earnings without having to raise additional capital or walking away from loans altogether.

A new Invictus Group white paper reveals how the pandemic exposed pitfalls in traditional concentration risk management, and why and how the process needs to change. To learn more about Active Concentration Management, download our primer for community banks.