--- title: American Banker Quotes Invictus CEO on Top CRE Risk Concerns description: In this American Banker Article, discover 3 critical factors banks must watch as they navigate CRE risk in 2025. Stay ahead of economic shifts and regulatory pressures. image: https://intel.invictusgrp.com/hubfs/shutterstock_2231175687.jpg --- [![Invictus Analytics Logo 2025 _ BL](https://intel.invictusgrp.com/hs-fs/hubfs/Invictus%20Analytics%20Logo%202025%20_%20BL.png?width=200&height=46&name=Invictus%20Analytics%20Logo%202025%20_%20BL.png "Invictus Analytics Logo 2025 _ BL")](https://www.invictusgrp.com) Open menu - [Home](https://www.invictusgrp.com) - About Us - [About Invictus](https://www.invictusgrp.com/about-invictus-group) - [Client Testimonials](https://www.invictusgrp.com/client-testimonials) - [Message from the Chairman](https://www.invictusgrp.com/message-from-chairman) - [The Leadership Team](https://www.invictusgrp.com/our-team) - [Job Opportunities](https://www.invictusgrp.com/jobs) - Our Offerings - [Capital Stack](https://www.invictusgrp.com/capital-stack-old) - [M&A Advisory Services & SI](https://www.invictusgrp.com/ma-advisory-si) - Our Insights - [Invictus Intel Blog](https://intel.invictusgrp.com) - [M&A Deal Blog](https://mablog.invictusgrp.com/) - [Bank Insights Newsletter](https://www.invictusgrp.com/invictus-bank-insights-newsletter-the-invictus-group) - [White Papers](https://www.invictusgrp.com/white-papers) - [Webinars & Videos](https://www.invictusgrp.com/webinars-and-videos) - [Client Login](https://www.invictusanalytics.com/) [ Let's Talk ](https://www.invictusgrp.com/contact) [![Invictus Analytics Logo 2025 _ BL](https://intel.invictusgrp.com/hs-fs/hubfs/Invictus%20Analytics%20Logo%202025%20_%20BL.png?width=200&height=46&name=Invictus%20Analytics%20Logo%202025%20_%20BL.png "Invictus Analytics Logo 2025 _ BL")](https://www.invictusgrp.com) Close menu - [Home](https://www.invictusgrp.com) - About Us - [About Invictus](https://www.invictusgrp.com/about-invictus-group) - [Client Testimonials](https://www.invictusgrp.com/client-testimonials) - [Message from the Chairman](https://www.invictusgrp.com/message-from-chairman) - [The Leadership Team](https://www.invictusgrp.com/our-team) - [Job Opportunities](https://www.invictusgrp.com/jobs) - Our Offerings - [Capital Stack](https://www.invictusgrp.com/capital-stack-old) - [M&A Advisory Services & SI](https://www.invictusgrp.com/ma-advisory-si) - Our Insights - [Invictus Intel Blog](https://intel.invictusgrp.com) - [M&A Deal Blog](https://mablog.invictusgrp.com/) - [Bank Insights Newsletter](https://www.invictusgrp.com/invictus-bank-insights-newsletter-the-invictus-group) - [White Papers](https://www.invictusgrp.com/white-papers) - [Webinars & Videos](https://www.invictusgrp.com/webinars-and-videos) - [Client Login](https://www.invictusanalytics.com/) [ Let's Talk ](https://www.invictusgrp.com/contact) ## American Banker Quotes Invictus CEO on Top CRE Risk Concerns ![shutterstock_2231175687](https://intel.invictusgrp.com/hs-fs/hubfs/shutterstock_2231175687.jpg?width=2000&name=shutterstock_2231175687.jpg) The commercial real estate (CRE) sector continues to present significant challenges for banks, especially as economic uncertainties mount. A recent article by American Banker, titled Three Key Factors as Banks Manage CRE Risk in 2025, delves into these issues, offering valuable insights for financial institutions navigating this complex landscape. **Key Insights from the Article:** 1. **Increased Risk of Recession or Stagflation:** Adam Mustafa, co-founder and CEO of Invictus Group, expresses heightened concern over CRE loans, citing an elevated risk of recession or stagflation. This underscores the need for banks to reassess their risk management strategies in light of evolving economic conditions. 2. **Impact of Tariff Policies on Markets:** The article highlights how recent tariff policies are unsettling markets, contributing to fears of an economic downturn. Banks must stay vigilant and adaptable to these external pressures that could affect their CRE portfolios. 3. **Regulatory Environment and Risk Mitigation:** Despite a deregulatory stance from the current administration, experts like Matthew Bisanz, a banking lawyer at Mayer Brown, note that such measures aren't alleviating CRE risks. This suggests that banks cannot rely solely on regulatory changes to mitigate risk and should proactively manage their exposures. For a comprehensive understanding of these factors and their implications, if you have a subscription to American Banker, we encourage you to read the full article on American Banker Titled Three Key Factors as Banks Manage CRE Risk in 2025 . At Invictus Group, we are committed to helping banks navigate the complexities of CRE risk management. Our expertise enables institutions to assess their unique portfolios and implement strategies that safeguard their financial health amid uncertain times. *Note: Access to the full article may require a subscription to American Banker.* [**Download the CRE Concentration Risk Management Planand learn how to: **](https://link.edgepilot.com/s/316d38eb/mReYFI4pp0ykEZedMVdMYA?u=https://info.invictusgrp.com/cre-concentration-management-plan-download) - Unlock hidden lending capacity using real capital stress testing - Align growth with capital strength—not arbitrary limits - Proactively address regulatory concerns while maximizing profitability - Benchmark your CRE exposure against peer banks and national trends [Download the Sample Capital Plan and learn how to:](https://info.invictusgrp.com/sample-capital-plan-download) - Understand key capital planning components - Define risk limits that align with your growth strategy - Satisfy regulatory expectations while maximizing lending potential [Download the Tariff &  Trade War Recession Scenario which emphasizes:](https://info.invictusgrp.com/tariff-and-trade-war-recession-scenario-download) - Quarterly movements in critical macroeconomic factors (such as GDP, Unemployment, and Interest Rates) - The limitations of monetary policy which may limit the effectiveness of any Federal Reserve response. - The potential impact of tariffs on specific industries. - Possible ways to modify your existing stress testing framework to consider critical differences between this scenario and more traditional recessions.   Other Resources:  Watch our latest video: [Video Library](https://www.invictusgrp.com/webinars-and-videos) Read our latest insights : [Intel Blog](https://intel.invictusgrp.com/) Follow us on LinkedIn for expert analysis & industry updates: [LinkedIn](https://www.linkedin.com/in/adammustafa/)   [![Schedule Exploratory Call](https://no-cache.hubspot.com/cta/default/20257776/8e4412b8-e2dd-46a0-8e28-0c923e1b0581.png)](https://cta-redirect.hubspot.com/cta/redirect/20257776/8e4412b8-e2dd-46a0-8e28-0c923e1b0581)     ## More recent posts ![Invictus CEO to Moderate Regulatory Panel at ](https://intel.invictusgrp.com/hubfs/AdobeStock_901521336-1.jpeg) [banking](https://intel.invictusgrp.com/tag/banking), [Capital Plan for Community Banks](https://intel.invictusgrp.com/tag/capital-plan-for-community-banks), [Community Banks Capital Plan](https://intel.invictusgrp.com/tag/community-banks-capital-plan), [capital planning](https://intel.invictusgrp.com/tag/capital-planning), [liquidity](https://intel.invictusgrp.com/tag/liquidity), [stress testing](https://intel.invictusgrp.com/tag/stress-testing), [Trade War Recession](https://intel.invictusgrp.com/tag/trade-war-recession), [Capital Requirements for community banks](https://intel.invictusgrp.com/tag/capital-requirements-for-community-banks), [community bank regulations](https://intel.invictusgrp.com/tag/community-bank-regulations), [Global Oil Shock](https://intel.invictusgrp.com/tag/global-oil-shock), [Stagflation](https://intel.invictusgrp.com/tag/stagflation), [Banking CRE](https://intel.invictusgrp.com/tag/banking-cre), [Banking Construction](https://intel.invictusgrp.com/tag/banking-construction), [Concentration Limits](https://intel.invictusgrp.com/tag/concentration-limits), [CRE Banking Strategies](https://intel.invictusgrp.com/tag/cre-banking-strategies) ### [Invictus CEO to Moderate Regulatory Panel at "Concentrate 2026" *Author: Patti Casaleggio, Invictus Analytics * As regulatory scrutiny and expectations around commercial real estate (CRE) continue to evolve, staying ahead of supervisory trends has never been more critical for community and...](https://intel.invictusgrp.com/invictus-ceo-to-moderate-regulatory-panel-at-concentrate-2026) ![Preparing for the Possibility of a Global Oil Shock and Stagflation Scenario](https://intel.invictusgrp.com/hubfs/AdobeStock_1939288070-1.jpeg) [banking](https://intel.invictusgrp.com/tag/banking), [Capital Plan for Community Banks](https://intel.invictusgrp.com/tag/capital-plan-for-community-banks), [Community Banks Capital Plan](https://intel.invictusgrp.com/tag/community-banks-capital-plan), [capital planning](https://intel.invictusgrp.com/tag/capital-planning), [liquidity](https://intel.invictusgrp.com/tag/liquidity), [stress testing](https://intel.invictusgrp.com/tag/stress-testing), [Trade War Recession](https://intel.invictusgrp.com/tag/trade-war-recession), [Capital Requirements for community banks](https://intel.invictusgrp.com/tag/capital-requirements-for-community-banks), [community bank regulations](https://intel.invictusgrp.com/tag/community-bank-regulations), [Global Oil Shock](https://intel.invictusgrp.com/tag/global-oil-shock), [Stagflation](https://intel.invictusgrp.com/tag/stagflation) ### [Preparing for the Possibility of a Global Oil Shock and Stagflation Scenario *Author: Adam Mustafa CEO, Invictus Analytics * What happens when inflation reaccelerates from already elevated levels while economic growth slows? 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