Both the FDIC and the OCC have signaled in recent weeks that they expect community banks to begin understanding their climate-related risks “in the near term.”
Ten Questions that Banks with High CRE Concentrations Should Answer
The pressure is continuing to increase on banks with CRE concentrations. First it was the FDIC, which put community banks with CRE concentrations in its crosshairs when the supervisory division released its update on commercial...
Examiners Renew CRE Concentration Focus
CRE Exam Essentials™ Program Can Help Banks Get Ready
How to Prepare for Climate Risk Management
Bank regulators refer to two types of risk from climate change:
Invictus Names Head of Climate Risk Analytics
The Invictus Group has named Avik Ray as director of its new climate risk division.
Invictus Creates New Climate Risk Division
The Invictus Group has created a new climate risk analytical division to help community banks.
Invictus Severe Stagflation Scenario
The Invictus Severe Stagflation scenario tests conditions under the simultaneous occurrence of a severe global recession and aggressive monetary policy that includes rapid and substantial increases in the Fed Funds Rate and...
Need to Raise a Concentration Limit? Here’s How to Do It (Properly)
Early warning systems are great, but sometimes they need to be revisited to preserve their value. This is often the case with lending concentration limits as a percentage of capital at community and mid-sized banks. Your bank may...
WARMing up to SCALE
Many small community banks have yet to make their final decision regarding CECL implementation. Although there are many potential solutions to calculating the ACL, small banks seem to gravitate toward the “Weighted Average...