Author: Adam Mustafa, CEO
In today’s banking landscape, commercial real estate (CRE) concentrations are frequently regarded with caution, often drawing concern from regulators, shareholders, and industry observers alike. Yet,...
Does Your Bank have a Liquidity Problem?
Author: Avik Ray , Director, Liquidity Risk Analytics
In the dynamic landscape of community banking, staying ahead of potential liquidity problems is crucial for maintaining stability and growth. As guardians of the financial...
Liquidity Concerns Lurking for Some Banks with CRE Concentrations
Author: Adam Mustafa, CEO
Concerns surrounding liquidity and funding are poised to become a pressing issue for banks with concentrations in commercial real estate (CRE), drawing the attention of bank examiners, analysts, and...
Addressing CECL Model Pain Points: Expert Advice for Banks
Are you a CFO or Chief Credit Officer grappling with your bank's CECL calculation, feeling frustrated and overwhelmed? You're not alone. As we pass the one-year mark since the implementation of CECL for most community banks,...
Navigating the Shifting Landscape: Addressing Concerns in Commercial Real Estate
In the midst of economic optimism, 2024 raises red flags for the banking industry, with commercial real estate (CRE) taking center stage. Unlike previous cycles, concerns about CRE have gone mainstream, drawing attention from...
The Recession Dilemma for Financial Institutions
In the ever-evolving financial landscape, the looming question is, "Is a recession coming?" Executives and directors grapple with managing financial institutions effectively amidst economic uncertainty. This video delves into...
The Biggest Threat to Banks Right Now!
QT is the Federal Reserve's strategy to reduce its balance sheet, and it's far from innocuous. It has a direct impact on our industry, and we need to understand why.
11 Observations from the Regulatory Exam Trenches
Safety and soundness exams are the toughest they have been in years
It has been over four months since the collapse of Silicon Valley Bank. It seemed obvious at the time that regulators were going to change their posture towards...
7 SVB Failure Community Bank Ramifications: Liquidity is Now King
Every bank needs to reassess to their strategic and capital plans because of this past week’s events. Optimizing self-sustaining liquidity levels and real capital levels should be the highest priority right now.