No matter the regulator, community banks with concentration issues should expect extra scrutiny at their next exam. Banks without proper concentration risk management processes are in danger of CAMELS downgrades, enforcement...
Wildfires and Loan Portfolios: How Financial Institutions Can Mitigate Climate Risk
Reporting on and understanding wildfire risks
What Every Community Bank with a CRE Concentration Needs to Do Before March
If you work for a bank that has a CRE or construction concentration, you most likely know that regulators have you in their cross hairs. I’ve seen several instances over the last few weeks in which examiners have notified banks...
Regulators Double Down on Need for Community Bank Climate Risk Management
Both the FDIC and the OCC have signaled in recent weeks that they expect community banks to begin understanding their climate-related risks “in the near term.”
Ten Questions that Banks with High CRE Concentrations Should Answer
The pressure is continuing to increase on banks with CRE concentrations. First it was the FDIC, which put community banks with CRE concentrations in its crosshairs when the supervisory division released its update on commercial...
Community Bank Climate Risk Analytics: A Case Study
How to use Portfolio Weather Event Risk analytics to evaluate potential flood risks for community banks
Examiners Renew CRE Concentration Focus
CRE Exam Essentials™ Program Can Help Banks Get Ready
How to Prepare for Climate Risk Management
Bank regulators refer to two types of risk from climate change:
Invictus Names Head of Climate Risk Analytics
The Invictus Group has named Avik Ray as director of its new climate risk division.