Author: Adam Mustafa, CEO
When it comes to capital, community banks often lean on conventional wisdom, which may work for now but could limit their growth and adaptability in the future. Many CEOs confidently assert that holding...
The Evolving Commercial Real Estate Landscape
Author: Adam Mustafa, CEO
At Invictus Group, we pride ourselves on leading discussions about critical issues in banking and finance. Our President, Adam Mustafa, recently contributed his expertise to an article in American Banker...
Preparing for the Next Major Financial Crisis: Beyond 2008 and 2023
Author: Adam Mustafa, CEO
In the field of banking risk management, there's an old saying about “fighting the last war.” This mindset reflects our industry’s tendency to focus on the last major crisis as a model for what we might...
Why CRE Concentrations May Not Be as Risky as They Seem
Author: Adam Mustafa, CEO
In today’s banking landscape, commercial real estate (CRE) concentrations are frequently regarded with caution, often drawing concern from regulators, shareholders, and industry observers alike. Yet,...
Does Your Bank have a Liquidity Problem?
Author: Avik Ray , Director, Liquidity Risk Analytics
In the dynamic landscape of community banking, staying ahead of potential liquidity problems is crucial for maintaining stability and growth. As guardians of the financial...
Liquidity Concerns Lurking for Some Banks with CRE Concentrations
Author: Adam Mustafa, CEO
Concerns surrounding liquidity and funding are poised to become a pressing issue for banks with concentrations in commercial real estate (CRE), drawing the attention of bank examiners, analysts, and...
Addressing CECL Model Pain Points: Expert Advice for Banks
Are you a CFO or Chief Credit Officer grappling with your bank's CECL calculation, feeling frustrated and overwhelmed? You're not alone. As we pass the one-year mark since the implementation of CECL for most community banks,...
Navigating the Shifting Landscape: Addressing Concerns in Commercial Real Estate
In the midst of economic optimism, 2024 raises red flags for the banking industry, with commercial real estate (CRE) taking center stage. Unlike previous cycles, concerns about CRE have gone mainstream, drawing attention from...
The Recession Dilemma for Financial Institutions
In the ever-evolving financial landscape, the looming question is, "Is a recession coming?" Executives and directors grapple with managing financial institutions effectively amidst economic uncertainty. This video delves into...