Author: Avik Ray, Director Liquidity Risk Analytics
The Risks of Relying on Expensive Funding Sources for Community Banks
Community banks play a vital role in fostering local economic growth and providing essential financial...
Community Bank Climate Risk Analytics: A Case Study
How to use Portfolio Weather Event Risk analytics to evaluate potential flood risks for community banks
Examiners Renew CRE Concentration Focus
CRE Exam Essentials™ Program Can Help Banks Get Ready
How to Prepare for Climate Risk Management
Bank regulators refer to two types of risk from climate change:
Invictus Names Head of Climate Risk Analytics
The Invictus Group has named Avik Ray as director of its new climate risk division.
Invictus Creates New Climate Risk Division
The Invictus Group has created a new climate risk analytical division to help community banks.
Invictus Severe Stagflation Scenario
The Invictus Severe Stagflation scenario tests conditions under the simultaneous occurrence of a severe global recession and aggressive monetary policy that includes rapid and substantial increases in the Fed Funds Rate and...
Need to Raise a Concentration Limit? Here’s How to Do It (Properly)
Early warning systems are great, but sometimes they need to be revisited to preserve their value. This is often the case with lending concentration limits as a percentage of capital at community and mid-sized banks. Your bank may...
WARMing up to SCALE
Many small community banks have yet to make their final decision regarding CECL implementation. Although there are many potential solutions to calculating the ACL, small banks seem to gravitate toward the “Weighted Average...